How public health policies helped women-owned businesses survive the pandemic.
The COVID-19 crisis, as unprecedented as it was, is not unheard of in two fundamental ways. First, the pandemic adversely affected minorities as well as small businesses. It also exacerbated existing income inequalities. The second was the wide range and quality of responses to public policy issues across countries. For example, the policies of President Donald Trump in the United States, which downplayed health risks, contrast sharply with China’s strict containment measures. This exemplifies the wide global divergence in the public response to the pandemic.
These two main characteristics of the pandemic are they related? Yes. Our recently published paper covered the effect of public policies on gender-related differences and enterprise performance. We examined whether public policies that effectively reduced the performance gap between male and female-owned enterprises could be linked to a minor cross-country variation of economic and public health policy responses.
THE PANDEMIC HUT WOMEN-OWNED BRANDS MORE
Our first task was to determine if women-owned businesses outperformed men-owned companies during the pandemic’s peak (March 2020 – February 2023). There has been a lot of evidence that the labor market has harmed women entrepreneurs and workers since the pandemic. This study provides a systematic analysis of the performance differences between businesses that considered pre-pandemic performance variations. This analysis was based on monthly data from the World Bank’s COVID-19 Tracking Database. We combined this with the Enterprises Surveys Database to measure pre-pandemic performance. These datasets combined covered over 20,000 small and medium enterprises in 38 countries.
The results also showed that monthly sales growth during the pandemic decreased by three percentage points in women-owned businesses. This was since women-owned enterprises had fewer business closures than average firms, 17 percent more.
These results shouldn’t be surprising, considering the unique tradeoffs that the pandemic created between economic risk and health. This phenomenon is known as the “life and livelihoods conundrum.” Given the differences in risk perceptions and work-life balances between men and women entrepreneurs, it was probably not surprising that women-owned businesses were more affected by the pandemic.
This is partly due to containment measures like stay-at-home orders or school/daycare closures that have increased ” unpaid ” home production. Homework, education, and child-care activities are all performed at home. In addition, the patterns of labor division, which assigned more domestic responsibilities to women, led to a blurring of the line between work and family. This resulted in women entrepreneurs taking on greater family responsibilities.
Another factor was that women entrepreneurs were more likely to emphasize economic risks than health risks. Large-scale surveys from many countries showed that while women perceived the pandemic more as a health risk, men suffered significantly higher morbidity or mortality from COVID-19. Our analysis revealed that the significant gender gap in performance could be explained by more outstanding familial obligations and increased sensitivity to health risks.
FEMALE-HEADED FIRMS ARE MORE IMPORTANT IN QUALITY PUBLIC POLICIES
Then, we tested whether policies in both economic support and public health helped reduce the gender gap in economic performance. The COVID-19 Government Response tracker, compiled by Oxford researchers, provided monthly data series that measured the strength of financial support and public health policies. After accounting for pre-pandemic performance gaps, we found that the gender gap in performance was significantly reduced by public health policies, such as contact tracing and testing.
Sound public health policies may help address the root problems that held back women entrepreneurs in the aftermath of the pandemic. For example, the containment policies that allowed schools to reopen and daycare centers to be reopened helped women entrepreneurs restore their work-life balance. This was a significant improvement over the situation for men. In addition, these policies can reduce gender gaps in risk perception, provide reliable and timely information on public health and extend access to essential services.
Surprisingly we did not find any evidence that economic support policies had a more significant impact on the gender gap in business performance. Our measurements’ poor precision, which makes it difficult to track the amount of economic support given to the private sector, could explain this. The results could indicate that financial aid was less effective than public health policies to address the underlying issues of women entrepreneurs, given that they were compared with other measures. Recent studies have explored the possibility that economic support was not distributed in a favorable way to women and other socially disadvantaged groups.
GENDER IMPORTS IN BUSINESS – AND EVEN MORE IN BAD TIMES
Given the massive scope of the COVID-19 pandemic–and its potentially enduring repercussions–understanding the distributional implications is critical for informing future policy and practice. These robustness tests proved that our results were durable. They highlight the impact of the pandemic on women entrepreneurs and the importance of public health policies to reduce them. These results also emphasize the importance of systematically investigating the gendered effects of COVID-19 and the associated policy responses.
11 Top heated Gloves 2023, according to Customers.
Best Heated Gloves, the coldest winter in the century, and gloves are starting to come off! However, before you rush to the nearest store to purchase new gloves, why don’t you read this article first? Based on consumer feedback, it has put together an inventory of the top heated gloves to be used in 2023. The gloves listed below will provide the perfect solution if you’re searching for durable heat or want to keep warm throughout the day. So please don’t waste time waiting to check them out to see which gloves are the best!
A hat, coat, and boots are essential for those who spend time in cold winter temperatures. To make your time more pleasant and relaxing, ensure that your fingers and hands are warm. While suitable quality gloves are plentiful, consider the heated ones if you want to keep things friendly. A hat, coat, and boots are vital in cold conditions. However, to enhance your experience and make it more enjoyable and comfortable, ensure that your fingers and hands are warm. While suitable quality gloves are excellent, you should consider heated ones to keep your hands warm.
Best heated Gloves
Heated gloves are a fantastic method for keeping your hands cozy during cold winter days. They also ensure your hands are comfortable even in colder climates. A few top heated gloves can be adjusted to different temperature levels, which can be customized according to your preferences. In addition, you should review customer feedback before buying. This will allow you to choose the best-heated gloves for your needs!
To find out which can live up to the claims they make. We put on the gloves, turned up, and conducted several tests, which included checking the temperature using an infrared thermometer, and then putting our hands in an ice bucket your hand. Suppose your hands look like ice blocks as they shovel snow or ski, participate in other outdoor activities, suffer from an arthritis flare-up, or work in a cold office. In that case, you may wonder whether a pair or two of heated gloves can assist numerous. Manufacturers have designed traditional winter gloves that keep cold temperatures away from your hands. Still, they’re only helpful if your hands begin warming and you keep your body temperature comfortable.
11 Top Heated Gloves to Wear in 2023
For the colder seasons during the winter months, people are searching for heated gloves that keep their hands warm. The top heated gloves on the market currently have heating elements and microchannels built into the gloves. Most customers want gloves with a high grip, so models with palms made of suede or Neoprene have become popular options. Numerous brands also include thermal insulation in their products to keep their customers warm throughout the day! If you’re searching for the most comfortable heated gloves for winter or any other season, be sure to look into the latest options from the various brands selling them.
If you’re searching for the perfect heated glove this winter season, look no further than this set from Day Wolf gloves. Our experts love that the set comes with heating elements on the palm and the fingers, which are the areas where your hands become cold in winter, and a touchscreen that can be used on your index finger and thumb. It has three temperatures and rechargeable batteries which claims can last up to 6 hours of charge. While it’s ideal for casual use, our team of experts believes the set is perfect for making a liner for gloves intended for winter sports to keep your hands warm and toasty as you ski down the slope of your hands.
Electric Heating gloves with a battery
The heated gloves made by Auto castle come with a sturdy outer that is water-resistant and a warm lining to protect your hands regardless of whether you’re using the heating function on or off. The outer fabric is touchscreen-compatible, which means you can access your smartphone while wearing the gloves. Our experts love that these gloves come with an extensive heating area that can reach the hand’s back and all five fingers of yours. Additionally, each glove needs three AAA batteries (is omitted), So you can opt for rechargeable batteries or choose whatever you have available.
Heated Glove Liner
For a more lightweight set of everyday gloves, this pair made by Sun Will is a well-loved Amazon-preferred glove. The gloves have two rechargeable lithium batteries that, according to the company, can last between three and seven hours, based on the temperature settings. Some reviewers have said that the gloves helped them stay warm during cold winter days. They are raving about their superior warmth and are thin enough to allow for the necessary talent.
Warming gloves that are rechargeable
When shoveling snow, you’ll need gloves that are super warm and will not let your hands get wet. While they’re heavy, these gloves are well known for their warmth for reviewers. There are three different color-coded heating levels that you can adjust using the button on your gloves. In contrast to others, this one also warms your palm. However, it’s only available in two sizes. Our experts appreciate that this glove has an elastic wrist band making them feel comfortable when you’re wearing gloves.
Gobi Heat Vertex heated gloves
We’ve recommended Gobi Heat Vertex gloves for skiers, snowboarders, snowshoers, and sledders. They are made of weather- and water-resistant leather and nylon shells and insulate the liners with steel-fiber technology. Warm and reliable for your fingers and hands when engaged in long outdoor activities in cold or cold winter weather.
Our test subjects appreciate the simple design of these gloves. It took just an hour to reach the maximum temperature. However, we found the moderate setting to be the best gloves for comfort.
Heated Ski Mittens
Suppose you’re looking to stay as warm as you can be. Choose warm mittens instead of heated gloves. Made from sheep’s leather and water-resistant polyester, These mittens can heat the entire hand for as long as six hours. To keep your fingers warm, the inside of these mittens is designed like a glove mitten. We have heard that this design is available in a range of sizes between XXS and 3XL. They also have a Velcro tie that runs around the wrist’s top and an elastic cord at the bottom to allow quick adjustments to ensure the perfect fitting on your hand.
Heated Fleece Glove
If you’d like not to wear heated gloves electrically, the pair of gloves made by Hot Hands is ideal for you. There’s a pocket on the upper part of the gloves that can be used to store an air-activated heating pack. The disposable assembly will stay warm for about eight hours before it needs to be replaced. If you’re an avid user of hand warmers in the winter, they are a fantastic accessory to ensure your hands are free by keeping each hand warmer in place amid the daily hustle.
The Snow Deer Electronic Heated and Waterproof Gloves
If your fingers are prone to getting cold during frigid weather, the Snow Deer electric gloves are the best option. They feature waterproof and windproof gloves, sheepskin palms, and a soft fleece interline. The testers liked the multi-layer design and found it simple to wear and adjust at the wrist. Setting up a rechargeable lithium-polymer battery was easy for you.
Day Wolf Gloves Heated by Daywolf Liner
Days Wolf heated liners are an excellent option for you. Our test subjects reported that they were easy to use in every way, including when putting the batteries in their pockets and turning the batteries to turn them on. They warm up extremely quickly and are extremely warm. In 30 seconds, your fingers and hands will be warm but not cold, and you can be sure they will remain warm for as long as six hours.
Our test participants were shocked by the slim style and appearance and noted that operating a phone or laptop with your hands was straightforward. The tips of your index and thumbs are touchscreen-compatible materials, which means it’s easy to type or take a picture using gloves.
Ororo battery-powered heated gloves
Ororo is a dependable manufacturer of innovative winter gear, and the 3-in-1 heated Gloves are no different. The testers who tested them said they were easy to use due to the clear directions for the user. Each glove is powered by a rechargeable lithium-ion battery that lasts up to 8 hours when fully charged. There was only one thing that was not intuitive about getting the batteries in their bags, but our testers figured it out through experimentation and trial and error on gloves.
Microwavable Therapy Mittens for Flaxseed Moist Heating Therapy
Many people suffering from Raynaud’s disease and arthritis can be helped by heated gloves made of this. The product has more than 1400 Amazon reviews, with an average rating of 4.5 stars from users. Most reviewers agree that gloves are essential because they are simple to use and how a cozy they feel. They also say they look great, are comfortable, and are “perfect for relaxing in.” They’re made of clay beads containing lavender and flaxseed scent therapy in the gloves, which provide some notes of relaxation, and they can be heated by placing them in the microwave for at least two minutes before use.
Find outer shells made using polyester blend or nylon with silky fleece or wool inside liner gloves. Warmer gloves can differ in thickness, with thinner designs better suited to outdoor activities or skiing. This Good Housekeeping Textiles Lab has evaluated all kinds of gloves for cold weather. To determine the most effective warm gloves for you, our researchers began by researching the products of known brands and other well-known online choices before focusing on the physical appearance, fabrication, design, and heating elements. In the end, you’ll need to ensure that your heated gloves are sized correctly for your hand. Measuring your hand and using the size chart if you’re shopping on the internet is recommended.
For maximum ease, ensure you can extend your wrist into a fist. Ensure your entire wrist is covered to keep warm. . Protective waterproofing will protect your hands from the elements inside the glove. However, be aware that they’ll be more comfortable and can make your hands rough.
How people power drives climate-friendly business.
Before, price and manufacturer could have been king when it came to consumer decisions. But spurred by the effects of weather modification, New Zealanders increasingly want to support climate-friendly corporations that are thinking sustainably and performing their bit to donate to a minimal carbon economy and Aotearoa New Zealand.
The study highlights this shift in thinking. Based on EECA’s (the Energy Efficiency and Conservation Authority) regular Consumer Monitor, 82 percent of New Zealanders want corporations to complete more to lessen their environmental impact. And while EECA’s Business Monitor says only 24 percent of corporations think their customers or companies are stimulating them to achieve more, the proven fact that acting on weather modification can provide an aggressive benefit does seem to be gaining ground. This isn’t precisely about the giant corporations, either. New Zealanders want SMEs to be sustainable corporations as well.
Auckland early childhood educator and mother-of-three Dorothy Lacey spends lots of time – and income – shopping on the internet for her family and adding items to her childcare center. As the effects of weather modification have increased, she has discovered himself wanting to see corporations prioritize their footprint.
“Oh, for certain, I look up a business and observe green it is before I get any such thing from them,” she says. “If they’re carbon-neutral or use compostable presentation or perhaps overall have a commitment to increasing things when it comes to the environment, they get my money. It starts to have quite simple to inform which are the great kinds and you then only begin encouraging them and don’t work with the others.”
The ability these customers hold is twofold. Firstly, they inspire buddies and family to follow their case by getting more carbon-conscious when it comes to purchases – EECA’s research indicates that force from buddies and family includes a better effect than a societal strain on the number of weather actions people take.
As it pertains to corporations themselves, some do note that lowering energy use and taking a more climate-friendly approach is an intelligent organization’s decision future-proofing them from shifting consumer preferences.
Person Combined is one organization in front of the curve. The Auckland-based opportunity takes unsold supermarket bread and converts it into beer, and then uses the mash from the beer-brewing process to change it into bread.
“After the brew, we were left with this beautiful solution, and we decided there must be a method to use it,” says Add Founder, Person co-founder.
“We’re using less water, land, and energy to cultivate, harvest and dry the barley — that is very intense from a power perception — resulting in fewer emissions.
“We’ve also got some great opinions for the very reassuring beer,” says Shepherd. “We reckon we’re performing something worthwhile, but the products have to be excellent to work.”
New Zealanders can also straight inspire corporations to produce improvements to help minimize their energy use and carbon emissions. You will find a range of easy measures we could all follow to encourage corporations to go to the talk.
Use your effect
Showing the others what you’re performing differently in your living to support climate-friendly corporations is among the main things you can do – so ensure you reveal your finds and ideas, and chat, article and share. Given the energy of recommendations for weather action, we’re all influencers! Keep in mind this is focused on development and not excellence, and its key corporations’ sense is reinforced in (authentically) speaking about the measures they’re taking.
Election along with your budget
Where we invest, our income is the best way to exhibit consumer power. Once a business sees income and manufacturer commitment to being climate-friendly, the others can follow suit. Furthermore, a company not succeeding on an environmentally-friendly top might be incentivized to complete better.
Knowledge is (green) power.
Be interested and stay educated about energy, emissions, and weather change.
Use the practical Manual to the Language of Environment Change on GenLess.govt.NZ to discover or ensure what the words and words about weather modification mean. It will help with speaking confidently about the difficulties with others.
Wondering to visit a business’s sustainability strategy or asking what they’re performing to lower their environmental influence can go a lengthy way. Only a few customers asking could be the impetus a business needs to begin with on the journey. Clients can see if a company has environmental accreditation, like the people offered by B Corp or Toitū Envirocare.
“I’ll inform my buddies and workmates about a business I came across that’s excellent green credentials,” says Lacey. “Frequently, they will be smaller operators and have been encouraged to me, so I then go and pass that info along to someone else.”
What is Open Enrollment for Health Insurance?
Health insurance is essential no matter what stage of your life. There are some exceptions to this rule, but most insurance policies require that you stay with the plan for an entire year. You can change your coverage and enroll in a new program during the annual open enrollment period. This is everything you need about open enrollment for your health insurance.
What is Open Enrollment?
Open enrollment is when you have the opportunity to change or select your health insurance plan. The timing of registration will vary depending on which method you are enrolling in,” said Anand Shukla (senior vice president, individual markets, Aetna), a CVS Health company.
The Medicare annual enrollment period, for instance, runs from October 15 to December 7. The Affordable Care Act (ACA), Marketplace/Exchange open enrollment period starts on November 1.
“If your employer offers health insurance, you may be eligible for an annual enrollment period. During this time, you can sign up or modify your coverage. Shukla says that it is essential to verify these dates with your employer.
How to Maximize Open Entry Periods
Open enrollment can be accessed in many ways. First, find out when you are eligible. Koleen Cavanaugh (Vice President of Marketing at Independence Blue Cross in Philadelphia) says that your open enrollment period will depend on where and how you buy insurance.
Next, assess your lifestyle and Health. Kyu Rhee M.D. is Aetna’s senior vice president, chief medical officer, and chief medical officer. To help you do this, Kyu Rhee recommends asking the following questions:
- Are you currently seeing a primary care doctor, or do you see any other medical specialists?
- Which medications are you taking?
- What diagnostic tests such as imaging or blood tests do you require?
- Are you due to receive critical preventive screenings such as vaccinations or cancer screenings?
- Do you have multiple chronic conditions?
- Are you planning any procedures or surgeries?
After you have narrowed down what you want, you can start looking at coverage options. Dylan H. Roby, Associate Professor of Health, Society and Behavior, University of California, Irvine’s Program in Public Health, suggests that you look for a plan that suits your needs for the next year, both in terms of monthly premiums in terms of your health needs.
You can also talk to a trusted broker or licensed advisor in your locality to learn more about the available plans. Shukla says that many insurers offer seminars in their local communities, which provide information on programs and allow you to ask questions.
When choosing a plan, consider the four Ds: doctors, drugs, diagnostics, and deductibles. Dr. Rhee says that you should ensure your doctors are connected, that your medications are covered, and that critical diagnostic tests such as blood tests and imaging can be accessed. Also, make sure your deductible is affordable.
He also suggests that you consider hearing, vision, and dental coverage. It is ideal to have telehealth visits or virtual care included in your health plan. He says that your health plan is your ticket for staying and getting well.
Featured Health Insurance Partners
Open Enrollment Management for Different Types of Health Insurance
Roby recommends that you consider more than just the premiums when viewing the details of any health insurance plan. He says that deductibles and copayments are significant, including coinsurance, coinsurance, and out-of-pocket limits.
These are additional tips for maximizing your open enrollment period based on your insurance plan.
The Advance Premium Tax Credit (APTC) is available to anyone who decides on an ACA Marketplace plan. Open enrollment starts on November 1. Shukla says that APTC can be a significant reduction in the premium you pay for insurance coverage, depending on your household income.
Roby adds that reviewing your options at each open enrollment period is wise as the tax credits or subsidies you have may be affected by changes in your local health insurance plans and policies.
Nearly 90% of the consumers who used HealthCare.gov to get their health insurance received the APTC during the 2023 open enrollment period. The average APTC amount for eligible recipients was 85% of their premiums during the 2020 and 2023 available enrollment periods.
According to Carrie Jardine (a revenue cycle manager at Heading Health in Austin), Medicare health insurance’s initial open enrollment period covers seven months. Heading Health is a mental health clinic. It starts three months before your eligibility for Medicare, generally when you turn 65. It continues until your birthday month and ends three months later.
However, the Medicare annual enrollment period runs from October 15 to December 7. Jardine says that you can either stay on the standard Medicare plan or choose to enroll in a Medicare Advantage plan through one of many commercial payers.
Jardine explains that if you get health insurance through your employer, the initial open enrollment period is when you are eligible to enroll with the employer’s insurance carrier. This is usually determined at the discretion of the employer.
An annual open enrollment period may be offered by your employer, in which employees can choose another plan. However, this is not an obligation for all companies.
Roby says it might be good to join a low-cost, high-deductible plan, significantly if your employer contributes money to your health savings account.
What if I want to make changes outside of open enrollment?
You can’t make any changes to your coverage options after the open enrollment period. This is only possible if you are eligible for a particular enrollment period due to a qualifying life event such as a birth, marriage or adoption, loss of coverage or change of residence, income change, or becoming a U.S citizen. You may be able to enroll in a new plan within 60 days or 60 days, depending on your circumstances.
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